Why Choose Us

We are a proud member of the Online Lenders Alliance (OLA), a national organization dedicated to promoting best practices in the online lending industry.

Quick and Convenient

OnlinePaydayLoans.com offers a quick and convenient process.  You can request a payday loan online from the comfort of your home.  Once you complete and submit the loan request, it is reviewed by our lender network.  Loan decisions are fast and you can be approved as soon as the same day, and get your money as soon as the next business day.

Our Service is Free

Using OnlinePaydayLoans.com is free and you can use our loan request service as often as needed. If we find a possible lender, you will be presented with the next steps to complete your loan request. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline. We encourage you to always read the terms of your loan thoroughly before accepting them, no matter where you get your loan.

The only costs you are responsible for comes after you review and agree to a lender’s terms, by signing a loan contract. Fees associated with the loan will vary depending on your state, the lender, and the amount of your short-term loan.

Large Lender Network

When you submit a completed loan request, you are accessing our large lender network. The lenders make their decisions based on their criteria.

Your Personal Information is Protected

Your privacy is important to us.  We use advanced encryption technology to protect you personal information.

We are a proud member of the Online Lenders Alliance (OLA), a national organization dedicated to promoting best practices in the online lending industry. Additionally, we abide by the Federal Trade Commission Act, the Financial Services Modernization Act, the Fair Credit Reporting Act, and all other applicable federal laws, including all laws relating to privacy and data protection.